While there are many merchant payment service options available today in the global payments space, not all are proven, efficient, cost effective or beneficial to merchants.
Choosing the right merchant payment solutions partner just got easier!
EMPSS can provide your business with:
Customized merchant solutions
Our core competencies deliver true value beyond the “one size fits all” model of commodity service bureaus. We offer innovative merchant payment solutions tailored to your business needs and ground-breaking products and services that help you grow your business.
Partnership value that reduces payment
Processing costs while saving money for merchants by mitigating interchange downgrades and unnecessary expenses.
Specialized industry expertise and personalized service
Beyond the clerical scope with the highest degree of integrity and transparency ensuring.
We assist merchants with reducing their bankcard payment fees.
With the spiraling costs of credit card acceptance today, this is a critical issue for most businesses. Through operational and technical efficiencies EMPSS assists Merchants in mitigating excessive interchange downgrades – the predominate variable cost that represents 90% of a merchant’s monthly aggregate bill.
Most merchants believe that interchange is interchange and everyone is on a level playing field. This is categorically false! There are over 1000 different rates having a fixed cost that range on average between 1% and 3%.
Many factors such as the card type presented, or specific data fields and values for certain Merchant Category Codes (MCC) that are required to be passed along through the interchange system to receive the qualified (best) transaction rate. When data sets are missing, a transaction downgrade occurs causing a much higher rate assessed to the transaction.
Many factors can cause downgrades from systems to end users. Interchange optimization is an art form, a science, a mathematical exercise, and an ongoing investigative challenge all-in-one. TVPS is committed to detecting and resolving the many oversights that contribute to lost revenue for our merchants.
We assist fast growth online merchants with mitigating costly mistakes ensuring proper training and tools are in place to remain profitable, compliant and satisfied with our services.
The payments space has morphed from its humble beginnings into a highly evolved and regulated industry. There are many players, products, rules, and complexities.
Consider that there are more than 5 major credit card networks, over 10-debit networks, ACH processing, check processing, stored-value card processing, gift card processing, mobile/wireless processing, and more with each having separate rules, policies and procedures as well as mass networked systems that tie it all together.
Merchants can become overwhelmed and often find themselves in trouble. EMPSS provides a consultative partnership approach for merchants to help ease the confusion and prevent costly mistakes.