WITH SO MANY COMPANIES IN THE MERCHANT PAYMENT SERVICES SPACE-

HOW DO YOU CHOOSE THE RIGHT ONE FOR YOU?

The payments industry is fluid and changing more rapidly than ever before making it essential to ensure that your payment solutions partner possesses the depth of knowledge and expertise required beyond the traditional retail brick & mortar card-present/card swipe services.

While there are many merchant payment service options available today in the global payments space, not all are proven, efficient, cost effective or beneficial to merchants.

Our core competencies deliver true value beyond the “one size fits all” model of commodity service bureaus. We offer innovative merchant payment solutions tailored to your business needs and ground-breaking products and services that help you grow your business.

Partnership Value

Partnership Value that reduces payment processing costs while saving money for merchants by mitigating interchange downgrades and unnecessary expenses.

Fast Packed Growth

EMPSS assists fast growth online merchants to help mitigate costly mistakes ensuring proper tools are in place to remain profitable, compliant, and satisfied with our services.

Extensive Cost Reduction

EMPSS assists merchants in reducing the cost of their bankcard payment fees.

The EMPSS team encompasses decades of experience and a reliable track record of providing Merchant Payment Solutions to best address the ever changing needs of today’s global economy and diverse business needs!

Partnership Value that reduces payment processing costs while saving money for merchants by mitigating interchange downgrades and unnecessary expenses

EMPSS provides a consultative partnership approach for merchants to help ease the confusion and prevent costly mistakes.

EMPSS assists fast growth online merchants to help mitigate costly mistakes ensuring proper tools are in place to remain profitable, compliant, and satisfied with our services.

The payments space has morphed from its humble beginnings into a highly evolved and regulated industry. There are many players, products, rules, and complexities.

Consider that there are more than 5 major credit card networks, over 10-debit networks, ACH processing, check processing, stored-value card processing, gift card processing, mobile/wireless processing, and more with each having separate rules, policies and procedures as well as mass networked systems that tie it all together. Merchants can become overwhelmed and often find themselves in trouble.

EMPSS is committed to detecting and resolving the many oversights that contribute to lost revenue for our merchants.

EMPSS assists merchants in reducing the cost of their bankcard payment fees.

With the spiraling costs of credit card acceptance today, this is a critical issue for most businesses. Through operational and technical efficiency we mitigate excessive interchange downgrades – the predominate variable cost that represents 90% of a merchant’s monthly aggregate bill.

Most merchants believe that interchange is interchange and everyone is on a level playing field.  This is categorically false!  There are over 1000 different rates having a fixed cost that range on average between 1% and 3%.

Many factors such as the card type presented, or specific data fields and values for certain Merchant Category Codes (MCC) that are required to be passed along through the interchange system to receive the qualified (best) transaction rate.

When data sets are missing, a transaction downgrade occurs causing a much higher rate assessed to the transaction.  Many factors can cause downgrades from systems to end users.

Interchange optimization is an art form, a science, a mathematical exercise, and an ongoing investigative challenge all-in-one.

Expertise & Personalized Service

Specialized industry experience and personalized service beyond the clerical scope with the highest degree of integrity and transparency ensuring merchants remain compliant, efficient and updated on Industry trends.


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